Expanding Access to Free Financial Literacy Education
The Smart Foundation for Financial Literacy is a registered 501(c)(3) public charity dedicated to providing free, practical financial education to individuals and families across all communities.
Free Financial Literacy Workshops
Learn how to build income, manage risk, and make smarter financial decisions.
Roll It, Take It, or Leave It?
What to Do With Your 401(k) After Job Loss
What You'll Learn
- • Your options: roll over, cash out, or leave your 401(k)
- • Tax implications and penalties for each choice
- • How to protect your retirement savings during a career transition
- • Steps to take immediately after job loss
Who It's For
Anyone who has recently lost a job and wants to understand their choices when it comes to their 401(k). No financial background required.
100% free. No credit card required. Hosted on Google Meet.
Free Financial Literacy Workshop
Learn how to build income, manage risk, and make smarter financial decisions
What You'll Learn
- • How to create and stick to a personal budget
- • Fundamentals of managing financial risk
- • Strategies for building long-term income and wealth
- • How to make informed, confident financial decisions
Who It's For
Anyone looking to improve their financial knowledge — whether you're just starting out, managing a family budget, or looking to make smarter decisions with your money. No prior experience needed.
100% free. No credit card required. Hosted on Google Meet.
Roll It, Take It, or Leave It?
What to Do With Your 401(k) After Job Loss
What You'll Learn
- • Your options: roll over, cash out, or leave your 401(k)
- • Tax implications and penalties for each choice
- • How to protect your retirement savings during a career transition
- • Steps to take immediately after job loss
Who It's For
Anyone who has recently lost a job and wants to understand their choices when it comes to their 401(k). No financial background required.
100% free. No credit card required. Hosted on Google Meet.
13
Free Educational Modules
100%
Free & Accessible
501(c)(3)
Registered Public Charity
Our Educational Focus Areas
We believe that financial literacy is a fundamental life skill. Our free educational programs cover these core areas.
Financial Literacy Fundamentals
Core principles of personal finance, budgeting, and money management.
Responsible Investing Principles
Understanding how markets work and the importance of informed decision-making.
Risk Awareness
Learning to identify, assess, and manage financial risk.
Margin Education
Understanding leverage, margin, and their implications for personal finance.
Long-Term Decision-Making
Building the knowledge to make sound long-term financial choices.
Healthy Financial Habits
Developing sustainable habits for lifelong financial well-being.
Why Financial Literacy Matters
According to national surveys, fewer than half of U.S. adults can answer basic financial literacy questions correctly.
Financially literate individuals are more likely to save for retirement, manage debt effectively, and avoid predatory financial products.
Financial education has been shown to reduce financial stress and improve overall well-being for individuals and families.
Communities with higher financial literacy experience greater economic stability and lower rates of poverty.
Free Written Lessons on Essential Financial Topics
Our comprehensive library of 13 educational modules covers everything from personal budgeting to advanced financial concepts. All lessons are freely accessible and designed to empower learners at every level.
Explore Free LessonsReady to Take Control of Your Finances?
Whether you're just starting out or looking to deepen your financial knowledge, our free resources are here to help. Join thousands who are building a stronger financial future.